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Strategic articles on handling discrimination matters

Posted on August 25th, 2007 in Strategic Articles on Handling Discrimination Matters by admin

There are some links to files in Adobe Acrobat format. To get the free Adobe Acrobat reader, go to their site.

Material about parliamentary procedures.

Information about the Confederate Battle Flag.

What to do if you are stopped by the police

A link to www.policeabuse.com;

Texas NAACP Newsletter

Posted on August 25th, 2007 in Newsletter by admin

This is the monthly newsletter giving information about the various activities being done throughout the state of Texas.

Newsletter

Photo Gallery

Posted on August 24th, 2007 in Photo Gallery by admin

Below are pictures from the 2007 State Convention in beautiful McAllen, TX.  If you have any pictures that you would like added, please email them to ybanks@texasnaacp.org

Album 1

Album 2

Racial Profiling

Posted on August 22nd, 2007 in Strategic Articles on Handling Discrimination Matters by admin

In 2000 the Texas State Conference of NAACP Branches had a study produced pertaining to racial profiling in Texas. Here is what was found: Racial Profiling Study (Large 1.2m File, Word for Windows format)

Discrimination Forms

Posted on August 22nd, 2007 in Complaint Forms by admin

This is a form to use for general discrimination complaints, including employment discrimination. Use this other form for housing discrimination complaints. Completing this form does not constitute filing an official complaint with a legal authority. At this time, the Texas NAACP is only seeking information to assist you concerning this complaint.

Have you been discriminated against? Contact your local NAACP branch. If there is no active branch in your area, call the state office at 512-322-9547, or use our online forms:

Crisis Magazine

Posted on August 22nd, 2007 in Crisis Magazine by admin

Click to view the official magazine of the NAACP: Crisis Magazine

The Crisis was originally published by NAACP co-founder W.E. B. Du Bois beginning in 1910 as the premier crusading voice for civil rights. Today, The Crisis, one of the oldest black periodicals in America, continues this mission. A respected journal of thought, opinion and analysis, the magazine remains the official publication of the NAACP and is an articulate partner in the struggle for human rights for people of color.

Published bi-monthly, The Crisis magazine is dedicated to being an open and honest forum for discussing critical issues confronting people of color, American society and the world in addition to highlighting the historical and cultural achievements of these diverse peoples.

The Crisis is published by The Crisis Publishing Company, Inc.- a for-profit enterprise that is legally separate from the NAACP. Except for the stories featured in “The NAACP Today” section of the magazine, the opinions expressed in the pages of The Crisis may not represent the official position of the NAACP.

Adult Officers

Posted on August 16th, 2007 in Adult by admin

Gary Bledsoe – Texas NAACP President email: gbledsoe@texasnaacp.org

Bob Lydia – Texas NAACP 1st Vice President email: blydia@texasnaacp.org

Aubrey Hooper – Texas NAACP 2nd Vice President email: ahooper@texasnaacp.org

Linda Lydia – Secretary email: llydia@texasnaacp.org

Lawrence Myers – Assistant Secretary email: lmyers@texasnaacp.org

Terry Mills – Treasurer email: tmills@texasnaacp.org

Phyllis Jones – Assistant Treasurer email: pjones@texasnaacp.org

Youth & College Officers

Posted on August 15th, 2007 in State Officers, Youth & College by admin

Marcus Cunningham – President email: marcus.cunningham@yahoo.com

Tamara Brooks – 1st Vice President email: dramat14@yahoo.com

Arleya Horne- Secretary email: alenahorne@aol.com

Leslie Cunningham – Treasurer email: stdlec18@shsu.edu 

Predatory Lending Lawsuit

Posted on August 13th, 2007 in Press Releases/News & Information by admin

For Assistance against Predatory Lending

The NAACP filed suit in Los Angeles federal court against 14 of the country’s largest lenders, alleging systematic, institutionalized racism in sub-prime home mortgage lending. This is the first known lawsuit that challenges such lending practices on a broad scale. The suit was announced at the NAACP’s 98th annual convention, themed “Power Beyond Measure,” in Detroit through July 12.

According to the lawsuit, African American homeowners who received sub-prime mortgage loans from these lenders were more than 30 percent more likely to be issued a higher rate loan than Caucasian borrowers with the same qualifications.

“We are asking our members and all African American borrowers who bought or refinanced a home in the last five years to come forward and tell us their stories or at least re-examine their mortgages,” said NAACP National Board of Directors Chairman Julian Bond. “They can help us correct these egregious, demoralizing practices that too often turn the so-called American dream of homeownership into a nightmare.”

Other studies cited in the lawsuit demonstrate that disparities are pervasive. In fact, upper income African Americans are more than twice as likely to receive higher cost loans as their lower income white counterparts. Just this morning, USA Today reported that the National Community Reinvestment Coalition’s most recent study underscores this point, finding that discrimination against minorities persists in mortgage lending. The Federal Reserve Board, U.S. Department of Housing and Urban Development and the FDIC have all made similar observations.

“Lenders named in the suit, on average, made high cost sub-prime loans to higher qualified African Americans 54 percent of the time, compared to 23 percent of the time for Caucasians,” said NAACP Interim President & CEO Dennis Courtland Hayes.

Mortgage lenders named in the lawsuit include: Ameriquest, Fremont Investment & Loan, Option One, WMC Mortgage, Long Beach Mortgage, BNC Mortgage, Accredited Home Lenders, Encore Credit, Bear Sterns First Franklin Financial, HSBC Finance and Washington Mutual.

“The NAACP is bringing this suit as part of its longstanding demand that offending lenders stop discriminatory practices and bring their activities into compliance with federal law including the Fair Housing Act, the Equal Credit Opportunity Act, and the Civil Rights Act,” said NAACP Interim General Counsel Angela Ciccolo.

Even when creditworthiness and other risk characteristics are accounted for, African Americans are still significantly more likely to get higher rate loans. According to the lawsuit, these statistical disparities are not mere coincidences, but instead are a result of systematic and predatory targeting of African-Americans borrowers.

“My credit record warrants a better interest rate,” said Amara Weaver of the Waukesha County NAACP in Wisconsin, whose mortgage was shifted to a sub-prime lender immediately after closing on a property in her neighborhood that had been a drug den. “As a professional if I get treated that way, I know those who are less fortunate are victimized more often. This situation lets me know I can’t expect equal treatment and that is frustrating.”

“It’s extremely frustrating,” added Michelle Allison of the NAACP’s Merced Branch in California’s Central Valley. She refinanced with a major lender and was locked into a prepayment loan and now owes $100,000 above what she initially requested. “It’s like being over a barrel. I just wanted to be treated fairly and receive the best service. I was not given options or enough information for me to make an alternate decision. I want to get back to where I was financially before I received my loan.”

NAACP branches across the nation are addressing the predatory lending issue. In Michigan, the Detroit branch’s executive director Heaster Wheeler chairs the state’s Predatory Lending Task Force. He and others have met with Gov. Jennifer Granholm who has instructed the state insurance and banking commissioner as well the state’s civil rights office to coordinate with the branch to craft further legislation and use their authority more strictly to enforce current laws. The Washington, D.C. Branch has partnered with the American Association of Retired Persons. Through workshops, seminars, church meetings and other gatherings it has been discovered that the typical predatory lending victim in that city is an elderly African American female who is single and on social security. They are encouraged to refinance for home improvements and other reasons. The NAACP’s Connecticut State Conference has a committee to address predatory lending issues and has been actively engaged in assisting individuals in their cases. They are also encouraging legislative action and are conducting community education initiatives.

In addition to the NAACP’s Legal Department, the organization and the proposed class of its members are represented by Feazell & Tighe LLP of Austin and Kabatek Brown Kellner LLP of Los Angeles and the law office of Gary L. Bledsoe.

Founded in 1909, the NAACP is the nation’s oldest and largest civil rights organization. Its members throughout the United States and the world are the premier advocates for civil rights in their communities, conducting voter mobilization and monitoring equal opportunity in the public and private sectors.

For assistance against Predatory Lending

Membership Application

Posted on August 4th, 2007 in Application, Features by admin

The fight for freedom is not free! Membership in the NAACP is your opportunity to give back to the organization that has done more to change this country for the betterment of people of color, women, and the disenfranchised than any other in the nation’s history

Five Reasons to Join the NAACP

  1. The fight for freedom is not free! Your membership will help fund initiatives and programs to support our mission of racial equality and equal justice
  2. A membership in the NAACP is your opportunity to give back to the organization that has done more to change this country for the betterment of people of color, women, and the disenfranchised than any other in the nation’s history
  3. Your membership in the NAACP makes you a part of a force of 300,000 people who stand for the freedoms guaranteed in our nation’s constitution
  4. Your membership in the NAACP makes a direct and positive impact in your community when you join your local Unit
  5. Your membership in the NAACP will give you access to our upcoming benefits program that provides discounts on products and services across the country

Click for the online membership application

Click for a printable membership application